• Flexible Access to Funds: Withdraw money up to your sanctioned limit anytime.

• Interest Only on Usage: Pay interest only on the amount utilized, not the entire limit.

• Quick Sanctioning: Fast approval process to meet urgent financial requirements.

• Tailored Limits: Credit limits customized according to your business turnover and needs.

• Improved Cash Flow: Smoothly manage operational expenses, inventory, and short-term requirements.

• Small and medium enterprises (SMEs) managing daily working capital.

• Traders and merchants needing short-term funds.

• Businesses facing seasonal fluctuations or urgent cash needs.

Key Features:

• Overdraft against current account balances or collateral.

• Cash Credit against stocks, receivables, or other business assets.

• Renewable facility to ensure continuous access to funds.

• Transparent terms with minimal documentation.

• Apply for OD/CC: Submit business and financial details for assessment.

• Credit Appraisal: Our experts evaluate your business and set a suitable limit.

• Access Funds: Withdraw up to the sanctioned limit whenever required.

• Repayment & Renewal: Repay based on usage and renew facility for ongoing needs.